90-Day Principal Entry Plan Template

As I embark on creating a comprehensive plan for managing my expenses, I am excited to explore various spreadsheet options. I currently use Microsoft Excel (version 2019) on Windows 10 and have created a workbook that aligns with my thought process. However, I am struggling to find the perfect template for tracking monthly expenses while incorporating envelope-style budgeting.

I stumbled upon the concept of 'Expense sheets with Envelopes' which seems promising. This system includes columns for amount paid per person, by week, total per month, and a running total through the months for each category. I am particularly intrigued by the idea of having monthly sheets that reflect both my envelope-style budgeting and actual spending.

To achieve this, I am considering creating separate sheets for each month, but I worry about the complexity involved in setting up formulas as a beginner. Has anyone created a 90-day principal entry plan template using Excel or Google Sheets that integrates envelope-style budgeting? I would love to learn from your experiences and gain insight into how others have tackled this challenge.

In particular, I am looking for advice on how to set up a template that allows me to track monthly expenses effectively while maintaining simplicity. Any guidance on formulas, formatting, or even alternative spreadsheet applications would be greatly appreciated.

If you have any tips, tricks, or solutions, please share them with me! I will make sure to reply and verify any working solutions. Thank you in advance for your help, and I look forward to hearing from fellow spreadsheet enthusiasts.

90 day principal entry plan template